Anti-Fraud Advanced is a qualified risk assessment tool against fraud. The solution is primarily based on three payment data types. Firstly, an analysis is made of which country the card is issued in (can be ascertained from the first 6 digits on the card), and then which country the buyer is currently located in (from the IP address), and lastly, the country that the buyer has stated for delivery. Based on these three factors, a risk analysis for payment is carried out. The result of the analysis is a figure from 1 to 10, where 1 implies a very low risk and 10 implies a very high risk for fraud. The merchant can select a level on this scale at which payments will either be accepted or denied on grounds of risk. This level can be adjusted later if necessary. As well as the risk level, a description of the actual level is also provided. With the help of this risk assessment, the merchant can then decide whether or not to proceed with the card payment.

Download a fact sheet sheet:
Fact sheet – Secure online payments.pdf